Insolvency IntelligenceSeptember 2026Published October 2026

UK Insolvency Intelligence
September 2026

2,277 appointments, broadly flat year-on-year. The cumulative total fell 4.6%, while Admin/CVA remained ahead of 2025. Begbies Traynor led the monthly and cumulative SPK Index.

Spark Finance Group Plc · Published

2,277

Total appointments

+10 vs Sep 2025

125

Admin / CVA

−13 vs Sep 2025

590

MVL (solvent)

+13 vs Sep 2025

1,562

CVL / Other

+10 vs Sep 2025

Executive Summary

September recorded 2,277 appointments compared with 2,267 a year earlier: an increase of 10, or 0.4%. The report rounds this monthly movement to 0%. The January–September total was 20,903, down 1,014 (4.6%) from 21,917 in 2025.

Administration and CVA appointments fell to 125 from 138 in September, but the cumulative total of 1,255 remains 110 (9.6%) ahead of 2025. MVLs rose to 590 from 577 in the month and totalled 5,583 year-to-date. CVL and other appointments edged up to 1,562 from 1,552, while their cumulative total of 14,065 remained 883 below 2025.

Begbies Traynor led both the monthly SPK Index, with 1,510 points, and the cumulative ranking, with 11,407 points. FRP Advisory followed cumulatively on 10,756 points; Interpath’s 769 monthly points were close to FRP’s 773.

Notable cases include NCP Commercial Services, Headlam Group, Ardmore Group, Sunseeker London, Cambium Networks and S&PB Retail. These are appointments notified in September: notification month is not necessarily the appointment date.

September 2025 vs September 2026; cumulative figures cover January–September
TypeSep 2025Sep 2026Movement2025 YTD2026 YTDYTD movement
Admin / CVA138125-1311451255+110
MVL577590+1358245583-241
CVL / Other15521562+101494814065-883
Total22672277102191720903-1014

Headline figures exclude Official Receiver appointments and subsidiary appointments. September’s cumulative data is a new report snapshot and may revise earlier periods; previously published monthly reports have not been rewritten.

Sector Breakdown (Non-MVL)

The 24 sectors shown in the source report, comparing January–September 2025 and 2026. Food and beverage services remains the largest reported sector at 2,153 appointments. This is a selected sector breakdown, not an allocation of the all-procedure headline total.

Non-MVL appointments by sector — January–September
Sector2025 YTD2026 YTDMovement
Food & beverage services22862153-133
Specialist construction15481488-60
Retail trade13751220-155
Building construction913918+5
Office & business support773676-97
Personal services (other)711661-50
Wholesale trade686617-69
IT programming / consulting615559-56
Head offices & consultancy487467-20
Real estate440464+24
Wholesale & retail trade442398-44
Employment services379372-7
Land transport & pipelines333327-6
Prof, scientific & tech321264-57
Human health260247-13
Financial services excl ins209226+17
Architecture & engineering227228+1
Manufacturing (metal)206215+9
Sports & recreation229211-18
Education174204+30
Building + Landscape services227198-29
Manufacturing (other)168164-4
Advertising & market research128145+17
Civil engineering125145+20

Appointments by Firm — SPK Index

All 50 firms shown in the report, ordered by cumulative 2026 SPK rank, not monthly points. Monthly rank is shown separately. SPK Index points measure weighted appointment complexity; they are not appointment counts.

Firm rankings through September 2026
YTD rankFirm2026 SPKSep SPKSep rankSep appointmentsAdmin/CVACVL/OtherMVL2026 appointments
1Begbies Traynor11,4071,510123520164512207
2FRP Advisory10,75677321141176271087
3Leonard Curtis4,58836058244830737
4Interpath3,87776932710512167
5Quantuma3,43334564892613516
6PwC2,6124244211416121
7SFP2,429182107515519899
8Opus1,83125374943312350
9RSM1,77923091333791
10BDO1,5642378234712157
11KR81,47813214431041
12KBL Advisory1,049155121238195
13KRE Corporate Recovery1,009316212066117
14Alvarez & Marsal1,00413513330019
15FTI Consulting1,0037165101013
16EY9461131718051362
17Moorfields Advisory9402083806269
18S&W90912416843166
19JT Maxwell8842866140140239
20FTS Recovery88219908071153
21Leading Business Services8755934320275432
22Kroll8355836310241
23Grant Thornton83012915280226103
24Antony Batty & Co8187127201145165
25Marshall Peters7725143220211161
26Teneo7561611114101350
27Forvis Mazars741524015051088
28CG & Co6969119624094
29Alix Partners675802311005
30Anderson Brookes6667226410401360
31Cowgills644227811074113
32Parker Andrews6178621181143137
33MHA5652767803566
34Dow Schofield Watts5509120421126
35AMS business recovery513227911011099
36Parker Walsh Corporate Recovery4974054200191182
37Purnells4783657190136158
38Abbey Taylor Jones Limited459643012111088
39Oury Clark4588023220031
40Currie Young455169910010080
41Turpin Barker Armstrong4474349716093
42PKF Littlejohn44512129401358
43Clarke Bell443316217089236
44RG Insolvency4401021811272135
45CBA Business Solutions436237510010094
46CMB Partners UK4277825171133160
47Azets40863311213893
48Coots And Boots4038122723231
49BK Plus3976232321071
50Frost Group390227711029188

Individual Practitioner Rankings

The source withholds all individual names because consent has not been given. That anonymisation is preserved. Firm labels truncated in the source remain truncated here; no identity has been inferred.

Anonymised individual rankings — cumulative 2026 SPK order
YTD rankNameFirmRegion2026 SPKSep SPKSep rankSep appointments2026 appointments
1Consent not given*SFPLondon1,681152474878
2Consent not given*FRP AdvisoryLondon1,0670--37
3Consent not given*JT Maxwell933315015241
4Consent not given*Leading Business Ser.. East of England815581932432
5Consent not given*FRP AdvisoryLondon7570--26
6Consent not given*Begbies TraynorLondon6956124439
7Consent not given*Begbies TraynorLondon6804133350
8Consent not given*FRP AdvisoryLondon5313137124
9Consent not given*InterpathLondon5231395319
10Consent not given*KR85015918328
11Consent not given*Parker Walsh Corpora..497403720182
12Consent not given*Begbies TraynorLondon484452623230
13Consent not given*Interpath Yorkshire / Humber4771166718
14Consent not given*Leonard Curtis4666513434
15Consent not given*KBL Advisory4657412985
16Consent not given*PwC Yorkshire / Humber4460--6
17Consent not given*Begbies TraynorLondon4211701932
18Consent not given*KBL Advisory4115917870
19Consent not given*Interpath Yorkshire / Humber4047911211
20Consent not given*FRP Advisory396226912111
21Consent not given*PwC Yorkshire / Humber3890--3
22Consent not given*SFPLondon3871593119
23Consent not given*Frost Group East Midlands358207411188
24Consent not given*SFPLondon3531593117
25Consent not given*Small Business Rescu..London353462520139
26Consent not given*FTS Recovery3524131288
27Consent not given*PwC Yorkshire / Humber3490--1
28Consent not given*Quantuma3463053569
29Consent not given*Marshall Peters344217216131
30Consent not given*Anderson Brookes343384041359
31Consent not given*Marshall Peters341217216130
32Consent not given*Moorfields AdvisoryLondon3276121543
33Consent not given*FTS Recovery32551255110
34Consent not given*Purnells322266115127
35Consent not given*DSI Business Recover.. Yorkshire / Humber322305115164
36Consent not given*Anderson Brookes321344339346
37Consent not given*QuantumaLondon3162464118
38Consent not given*Quantuma3133053573
39Consent not given*Kroll3134131229
40Consent not given*KRE Corporate Recove..3001499961
41Consent not given*KR83002757219
42Consent not given*BDO Yorkshire / Humber3003444421
43Consent not given*Leonard Curtis2990--23
44Consent not given*Parker Andrews East of England298433018136
45Consent not given*Springfields Busines.. East Midlands2981685748
46Consent not given*FRP AdvisoryLondon2989117225
47Consent not given*Sanderlings LLPMidlands29644281050
48Consent not given*Rushtons Insolvency Yorkshire / Humber29511104466
49Consent not given*Begbies TraynorLondon2931682943
50Consent not given*Interpath2866123313

Appointments by Region — Cumulative 2026

North East

  1. Begbies Traynor146
  2. FRP Advisory145
  3. KRE Corporate Recovery29
  4. RMT26
  5. Business Rescue Expert26
  6. Northpoint22
  7. KBL Advisory21
  8. SFP16

North West

  1. Leonard Curtis263
  2. Anderson Brookes159
  3. Begbies Traynor151
  4. FRP Advisory146
  5. Clarke Bell83
  6. Marshall Peters73
  7. Cowgills73
  8. JT Maxwell69

Yorkshire / Humber

  1. Begbies Traynor186
  2. FRP Advisory130
  3. DSI Business Recovery122
  4. XL Business Solutions87
  5. Leonard Curtis69
  6. Clark Business Recovery68
  7. PwC58
  8. Redman Nichols Butler55

Midlands

  1. Begbies Traynor148
  2. Butcher Woods105
  3. PwC97
  4. Leonard Curtis70
  5. Griffin and King Ltd56
  6. FRP Advisory52
  7. Currie Young50
  8. BDO49

East Midlands

  1. Begbies Traynor72
  2. Frost Group71
  3. CFS Restructuring45
  4. FRP Advisory32
  5. FTS Recovery30
  6. Springfields Business Recovery &27
  7. Bridgewood Financial Solutions24
  8. CBA Business Solutions23

East of England

  1. Begbies Traynor251
  2. Leading Business Services172
  3. FRP Advisory85
  4. BRI Business Recovery & Insolven58
  5. Parker Andrews55
  6. SFP43
  7. McTear, Williams and Wood40
  8. Larking Gowen Insolvency & Reco31

South East

  1. Begbies Traynor587
  2. FRP Advisory359
  3. Quantuma272
  4. SFP197
  5. Opus136
  6. Leonard Curtis114
  7. Leading Business Services78
  8. AABRS73

South West

  1. Begbies Traynor142
  2. Purnells69
  3. Kirks Insolvency56
  4. FRP Advisory53
  5. Undebt.co.uk49
  6. Monahans43
  7. SFP42
  8. Leonard Curtis40

London

  1. Begbies Traynor434
  2. SFP388
  3. FRP Advisory239
  4. CMB Partners UK106
  5. Interpath86
  6. Quantuma84
  7. Antony Batty & Co75
  8. EY57

Wales

  1. McAlister & Co56
  2. Begbies Traynor55
  3. Stones & Co43
  4. Leonard Curtis35
  5. Purnells31
  6. SFP20
  7. Anderson Brookes17
  8. Hawkins Insolvency16

Scotland

  1. Begbies Traynor148
  2. Quantuma93
  3. Johnston Carmichael62
  4. Revolution RTI55
  5. AAB52
  6. FRP Advisory49
  7. Interpath46
  8. Robb Advisory42

Northern Ireland

  1. McKeague Morgan40
  2. Keenan Corporate Finance18
  3. McAleer Jackson10
  4. AAB10
  5. McCambridge Duffy10
  6. Cooper Parry9
  7. Rachel Fowler advisory8
  8. Begbies Traynor8

Values are firm appointment counts, not regional market totals. Eight reported leaders are shown per region.

SPK Index by Region — Cumulative 2026

North East

  1. FRP Advisory1,839
  2. Begbies Traynor1,119
  3. Interpath227
  4. KBL Advisory209
  5. KRE Corporate Recovery152
  6. RMT151
  7. Leonard Curtis139
  8. Business Rescue Expert75

North West

  1. FRP Advisory5,223
  2. Begbies Traynor2,258
  3. Leonard Curtis1,966
  4. KR8690
  5. Interpath460
  6. KBL Advisory450
  7. Cowgills424
  8. BDO342

Yorkshire / Humber

  1. PwC3,625
  2. FRP Advisory3,624
  3. Begbies Traynor2,334
  4. Interpath1,218
  5. Leonard Curtis540
  6. RSM449
  7. Rushtons Insolvency235
  8. DSI Business Recovery234

Midlands

  1. FRP Advisory1,202
  2. Begbies Traynor742
  3. Teneo632
  4. PwC589
  5. Leonard Curtis501
  6. BDO359
  7. Currie Young288
  8. KR8287

East Midlands

  1. FRP Advisory1,430
  2. Begbies Traynor901
  3. Springfields Business Recovery &199
  4. CFS Restructuring179
  5. RSM165
  6. Opus147
  7. Frost Group138
  8. EY107

East of England

  1. FRP Advisory3,391
  2. Begbies Traynor2,021
  3. Leading Business Services356
  4. Parker Andrews266
  5. McTear, Williams and Wood214
  6. SFP179
  7. BRI Business Recovery & Insolven177
  8. RSM132

South East

  1. FRP Advisory3,696
  2. Begbies Traynor3,248
  3. Quantuma1,698
  4. Oury Clark615
  5. Opus587
  6. SFP544
  7. Leonard Curtis452
  8. RSM447

South West

  1. Begbies Traynor766
  2. FRP Advisory615
  3. Leonard Curtis251
  4. Monahans229
  5. Interpath226
  6. Undebt.co.uk188
  7. Kirks Insolvency184
  8. Forvis Mazars182

London

  1. FRP Advisory12,094
  2. Begbies Traynor6,704
  3. FTI Consulting3,413
  4. Coots And Boots1,874
  5. Interpath1,544
  6. Quantuma1,103
  7. Alix Partners995
  8. SFP925

Wales

  1. Begbies Traynor348
  2. FRP Advisory200
  3. Leonard Curtis149
  4. McAlister & Co122
  5. SFP119
  6. Stones & Co100
  7. KR894
  8. Quantuma80

Scotland

  1. Interpath526
  2. Begbies Traynor388
  3. Alix Partners305
  4. FRP Advisory271
  5. BDO259
  6. Quantuma220
  7. FTI Consulting204
  8. Johnston Carmichael170

Northern Ireland

  1. Keenan Corporate Finance168
  2. McKeague Morgan130
  3. KPMG116
  4. Leonard Curtis75
  5. Begbies Traynor66
  6. JT Maxwell56
  7. RIADA Capital Partners46
  8. McCambridge Duffy35

Values are SPK Index points, not regional market totals. Eight reported leaders are shown per region.

Notable Insolvency Appointments

All 33 entries in the report’s September notification list. Filing details relate to the specified historic accounts, not necessarily the company’s position at appointment. Build A Rocket Boy’s reported appointment date is 27 August 2026; it appears here because the report covers notifications in September.

Notable appointments notified in September 2026
IP firmDateTypeLargest company / websiteGroup sizeRegionLatest filing detailsChargeholders of interest
PwC30-09-26AdminNCP COMMERCIAL SERVICES LTD66LondonSep-2023, Turnover: £7.8m, Trade Debtors: £219k, Net Assets: £- 5.3m, Est PBT: £-4.2m—
Interpath08-09-26AdminHEADLAM GROUP PLC headlam.com2MidlandsDec-2025, Turnover: £498.7m, Trade Debtors: £60.2m, Debts: £66.7m, Other debts: £59.0m, Net Assets: £110.0m, Staff: 2215, Est PBT: £-69.6mBarclays Bank, Lloyds Bank, Wells Fargo Capital
Begbies Traynor01-09-26CVAARDMORE GROUP LIMITED ardmoregroup.co.uk9LondonSep-2024, Turnover: £345.9m, Trade Debtors: £61.4m, Net Assets: £23.4m, Staff: 638, Est PBT: £-42.4m—
Begbies Traynor07-09-26AdminSUNSEEKER LONDON LIMITED sunseekerlondon.com2LondonDec-2024, Turnover: £246.1m, Trade Debtors: £1.8m, Debts: £105.8m, Net Assets: £33.8m, Staff: 120, Est PBT: £889kBarclays Bank, Close Brothers
RSM14-09-26AdminCAMBIUM NETWORKS LTD cambiumnetworks.com1LondonDec-2024, Turnover: £119.2m, Trade Debtors: £30.1m, Debts: £418k, Other debts: £50.5m, Net Assets: £-104.2m, Staff: 80, Est PBT: £- 53.1mBank of America, HSBC, JP Morgan
FRP Advisory15-09-26AdminBREWERY SAPPHIRE LTD17North WestNov-2025, Property Assets: £2.4m, Net Assets: £1.2m, Est PBT: £-5kAllica Bank
Interpath18-09-26AdminCLAYTON GLASS LIMITED claytonglass.com1North EastMar-2025, Turnover: £49.1m, Trade Debtors: £11.6m, Debts: £11.9m, Net Assets: £3.3m, Staff: 686, Est PBT: £3.1mSantander
Interpath30-09-26AdminGOWER FURNITURE LIMITED gower- furniture.co.uk1LondonDec-2024, Net Assets: £5.0m, Staff: 134, Est PBT: Not availableCynergy Business Finance
Interpath18-09-26AdminWILLIAM JOHN (HV) PLC williamjohn.co.uk1LondonJul-2024, Turnover: £23.6m, Debts: £24k, Other debts: £89.2m, Net Assets: £168.9m, Est PBT: £1.6m—
Alix Partners09-09-26AdminMGE KOREA LIMITED1LondonSep-2024, Net Assets: £84.4m, Est PBT: £-59.2m—
Begbies Traynor01-09-26CVACELEBRATION HOMES LIMITED1LondonSep-2024, Trade Debtors: £5k, Property Assets: £18.3m, Net Assets: £5.2m, Est PBT: £333kCohort Capital, Solutus Advisors
Begbies Traynor16-09-26AdminMEDICARE EMS GROUP UK LIMITED1South EastDec-2024, Turnover: £15.4m, Trade Debtors: £1.7m, Debts: £5.3m, Net Assets: £543k, Staff: 129, Est PBT: £792kHSBC, HSBC Invoice Finance, Santander
Alvarez & Marsal18-09-26AdminOVENDEN PAPERS LIMITED ovendenpapers.co.uk1South EastMar-2025, Turnover: £37.9m, Trade Debtors: £9.9m, Debts: £6.9m, Net Assets: £3.3m, Staff: 54, Est PBT: £-1.3mPraetura
Interpath23-09-26AdminSALEM TUBE INTERNATIONAL LIMITED salemtube.net1North EastSep-2024, Turnover: £19.1m, Trade Debtors: £2.9m, Debts: £2.1m, Other debts: £3.0m, Net Assets: £4.6m, Staff: 35, Est PBT: £33kSantander
KBL Advisory25-09-26AdminKENNEDY PEARCE CONSULTING LIMITED kennedypearce.co..4LondonSep-2025, Trade Debtors: £944k, Debts: £655k, Net Assets: £-2.1m, Staff: 20, Est PBT: £-887kSkipton Business Finance
Opus23-09-26AdminBUILD A ROCKET BOY LTD. buildarocketboy.com1ScotlandSep-2025, Turnover: £4.6m, Trade Debtors: £29k, Other debts: £16.6m, Net Assets: £10.5m, Staff: 481, Est PBT: £-64.1m—
FRP Advisory27-08-26AdminPAGE AUTOMOTIVE GROUP LIMITED page- automotive.co.u..1South WestDec-2024, Turnover: £24.2m, Trade Debtors: £1.9m, Debts: £541k, Other debts: £136k, Net Assets: £-560k, Staff: 144, Est PBT: £-821kClose Brothers, Natwest
Interpath24-09-26AdminDESIGNERS GUILD LIMITED designersguild.com1LondonMar-2024, Turnover: £35.9m, Trade Debtors: £4.1m, Net Assets: £6.2m, Staff: 165, Est PBT: £-3.8mClose Brothers
Dow Schofield Watts30-09-26AdminDLP PLANNING LIMITED dlpconsultants.co.uk2East of EnglandMar-2024, Trade Debtors: £727k, Debts: £89k, Property Assets: £3k, Net Assets: £2.0m, Staff: 58, Est PBT: £454kNatwest
BDO07-09-26AdminSCOTPHARM (MNA) LIMITED1ScotlandOct-2024, Turnover: £26.7m, Trade Debtors: £1.5m, Debts: £13.0m, Other debts: £9.9m, Net Assets: £-2.5m, Staff: 263, Est PBT: £-2.9mMetro Bank
Begbies Traynor22-09-26AdminBHGS LIMITED bhgsltd.co.uk1MidlandsJun-2025, Turnover: £30.2m, Trade Debtors: £3.4m, Property Assets: £185k, Net Assets: £2.1m, Staff: 59, Est PBT: £-149k—
Armstrong Watson09-09-26AdminSINGULAR HOMES LIMITED1MidlandsSep-2025, Debts: £7k, Other debts: £3.2m, Net Assets: £8k, Staff: 1, Est PBT: £-162kNexa Lending & Security Services
Hall Chadwick11-09-26AdminOMC GLOBAL LIMITED theoxfordminibuscompany.c o.uk1South EastOct-2024, Trade Debtors: £304k, Debts: £3.9m, Other debts: £336k, Net Assets: £381k, Staff: 34, Est PBT: £18kBarclays Bank, Bizcap, Nucleus Commercial
RSM15-09-26AdminS&PB RETAIL LIMITED sayersthebakers.co.uk1Yorkshire / HumberJun-2024, Turnover: £41.1m, Trade Debtors: £132k, Net Assets: £- 1.2m, Staff: 969, Est PBT: £-677k—
Begbies Traynor01-09-26CVABYRNE ESTATES (KENSAL GREEN) LIMITED1LondonSep-2024, Trade Debtors: £2k, Property Assets: £4.8m, Net Assets: £3.3m, Est PBT: £64kSolutus Advisors
Teneo25-09-26AdminITI CAPITAL LIMITED iticapital.com1LondonDec-2024, Turnover: £7.5m, Debts: £597k, Other debts: £177k, Net Assets: £12.2m, Staff: 25, Est PBT: £432k—
BDO24-09-26AdminLEIGH SPINNERS LIMITED leighspinners.com1North WestFeb-2025, Trade Debtors: £556k, Debts: £261k, Net Assets: £406k, Staff: 41, Est PBT: £-784kCynergy Business Finance, Natwest
KR808-09-26AdminSOUTH HATCH SURREY LTD1LondonMar-2025, Net Assets: £-41k, Est PBT: £-10kDowning
Begbies Traynor17-09-26AdminBARKER HOMES MAIDENHEAD LTD1East of EnglandDec-2023, Debts: £7.7m, Net Assets: £0k, Staff: 1, Est PBT: Not availableHampshire Trust
Quantuma22-09-26AdminLACED EUROPE LTD laced.com1LondonApr-2024, Turnover: £36.6m, Debts: £478k, Net Assets: £1.3m, Staff: 71, Est PBT: £-4.4m—
Begbies Traynor15-09-26AdminRESTORE CASTLE HILL FARM LTD1LondonNov-2024, Debts: £1.1m, Net Assets: £1k, Staff: 2, Est PBT: £-161kSonic Funding, Triple Point
Kroll24-09-26AdminINTERESTME ADVISERS LIMITED4LondonJan-2025, Turnover: £1.2m, Trade Debtors: £43k, Debts: £29k, Net Assets: £873k, Staff: 13, Est PBT: £52kNatwest
Parker Andrews10-09-26AdminCREOATE LIMITED creoate.com1LondonMar-2025, Net Assets: £9.8m, Staff: 27, Est PBT: £3.1m—

Appointments and Lenders

The source’s full lender/firm matrix totals 791 lender–appointment associations. Unlike the headline summary, this table is not adjusted for group appointments and includes Official Receiver entries. It is not a count of unique insolvencies, loan balances or lender losses. Abbreviated labels follow the source.

Lender associations by insolvency firm — September 2026
LenderBegbies TraynorThe Official Re..FRP AdvisoryLeonard CurtisQuantumaSFP6 - Appointments / lenders in September 2026 Forvis MazarsInterpathOpusKR8Richard J Smith..PwcJT MaxwellMackay GoodwinAntony Batty & ..PurnellsMarshall PetersWestgates Restr..BDOKBL AdvisoryButcher WoodsRSMKRE Corporate R..AMS business re..Anderson Brooke..Not adjusted for group appointments FTS RecoveryBRI Business Re..OthersTotal
HSBC26111551411310141220210024200045134
Natwest81042112001211000111020002023678
Barclays Bank10371701100150000000100011303577
Lloyds Bank7551201110200010001100110001949
Bizcap4411220012102500000000002011543
eCapital Commercial Fi..4141111020000002000000010001634
Lloyds Commercial Fina..5100202000100001000021000001126
RBS4221100010010000000000000001022
Bibby Finance322101010200010001010000000722
Close Brothers422100310100000000000000000418
Santander300100030000000000000000010513
Time Finance002310000000100010010000001212
Together Commercial Fi..120000101200000000000000000512
RBS Invoice Finance411100000020001000000000000212
HSBC Invoice Finance502010000000000000000000000311
Skipton Business Finan..10200000000000001002000001029
Ultimate Finance00000010000000000101100000149
4SYTE21000000000000100100000000049
Allica Bank01200000001000000000010000038
Zodeq10000000000000000010000010058
Clydesdale bank02100000000000000010000000048
Liberty Leasing03001010000000000000000000027
Close Brothers Invoice..30000010000000000000000000026
Novuna00001000000000110000000010116
Optimum SME Finance01000000100010101000000000016
Reward Finance Group21000001000000000000001000016
Shawbrook Bank00010000000000100000000000046
Yorkshire Bank10000000000000001000000000035
Simply Funded00000000010002000000000000025
Nucleus Commercial Fin..02001001000000000000100000005
Others20171511893433221013323124120104125
Total11872673130181814131312101099988888877766257791

Notable Members’ Voluntary Liquidations

The 11 notable MVL entries shown in the report. An MVL is a solvent winding-up procedure, not evidence that the business is insolvent. Group sizes are reported for each entry and should not be added as unique companies across overlapping groups.

Notable MVL appointments — September 2026
IP firmDateTypeLargest company / websiteGroup sizeRegionLatest filing detailsChargeholders of interest
PwC23-09-26MVLIMPACT FINANCE 3 LIMITED18LondonDec-2024, Turnover: £9.0m, Debts: £46.3m, Net Assets: £128.9m, Est PBT: £13.3m—
PwC23-09-26MVLIMPACT HOLDCO 3 LIMITED18LondonDec-2024, Turnover: £17.3m, Net Assets: £128.9m, Est PBT: £13.3m—
Grant Thornton24-09-26MVLBROADSTONE CONSULTANTS & ACTUARIES LIMITED 4m..8North WestJun-2025, Turnover: £15.3m, Trade Debtors: £25.3m, Net Assets: £18.3m, Staff: 127, Est PBT: £3.1m—
FRP Advisory14-09-26MVLWSH HOSPITALITY LIMITED16South EastDec-2024, Net Assets: £230.3m, Est PBT: £22.5m—
EY30-09-26MVLNOVARTIS GRIMSBY LIMITED novartis.com10Yorkshire / HumberDec-2024, Net Assets: £267.2m, Est PBT: £11.5m—
Grant Thornton29-09-26MVLSENIOR LIVING URBAN (BATH) LIMITED legalandge..11LondonDec-2024, Net Assets: £17.9m, Est PBT: £-12k—
Opus28-09-26MVLLARTINGTON ESTATES LIMITED4South EastMar-2026, Trade Debtors: £0k, Property Assets: £14.2m, Net Assets: £18.4m, Staff: 3, Est PBT: £-3.6m—
Moore Kingston ..28-09-26MVLMARS DEBTCO LIMITED3LondonDec-2024, Turnover: £92.2m, Trade Debtors: £11.8m, Other debts: £288k, Net Assets: £85.7m, Staff: 126, Est PBT: £18.5m—
Teneo29-09-26MVLAGMAN INTERMEDIARY LIMITED2MidlandsSep-2024, Net Assets: £319.7m, Est PBT: £-19.7mRabobank
Pwc30-09-26MVLSTAR UK HOLDCO LIMITED4South EastDec-2024, Net Assets: £396.0m, Est PBT: £-19k—
FRP Advisory23-09-26MVLPE TITAN HOLDING LIMITED6LondonDec-2024, Turnover: £1095.1m, Trade Debtors: £191.5m, Debts: £2113.1m, Other debts: £120.3m, Net Assets: £27.2m, Staff: 4216, Est PBT: £-77.8m—

Methodology and Caveats

Coverage: Spark’s figures differ from official insolvency statistics because most tables exclude Official Receiver appointments, aggregate group companies and include members’ voluntary liquidations. The lender matrix is explicitly not group-adjusted.

Procedure groupings: Administration and company voluntary arrangements are grouped as Admin/CVA. MVLs are separate. Other includes primarily creditors’ voluntary liquidations, with some non-Official Receiver compulsory liquidations and other procedures. Receiver/Manager appointments are ignored.

Counting: Multiple practitioners from the same firm on one case are treated as one firm appointment. Where practitioners are from different firms, each firm is counted. Individual practitioner tables count each practitioner’s appointment separately.

Firm allocation: Practitioner-to-firm matching uses multiple sources and, in some cases, AI. Practitioner moves make this a challenging dataset; the source cautions that 2025 comparisons may be particularly susceptible to allocation errors.

SPK Index: Spark’s proprietary scoring starts with procedure type and adjusts for company size and complexity, including property holdings, secured lenders and group structure. Points are shared equally among co-appointed practitioners.

Regions and lender flags: Regions use the company’s original trading address, or the practitioner’s address where that is unavailable. “With lender” means an appointment with an active lender debenture. A listed chargeholder does not establish the current balance owed.

Source and reuse: Adapted from Spark UK Insolvency Intelligence — September 2026, supplied by Spark Finance Group Plc. Contains public sector information licensed under the Open Government Licence v3.0. Spark’s analysis and proprietary SPK methodology are distinct from the underlying public-sector information. Errors and omissions may occur.

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Frequently Asked Questions

How many appointments were recorded in September 2026?

There were 2,277 appointments, up 10 (0.4%) on September 2025. This comprises 125 Admin/CVA appointments, 590 MVLs and 1,562 CVL/Other appointments, excluding Official Receiver and subsidiary appointments.

Which firm led the SPK Index?

Begbies Traynor led September with 1,510 SPK points and the cumulative 2026 ranking with 11,407 points. FRP Advisory followed cumulatively on 10,756.

Are MVLs insolvencies?

Members’ voluntary liquidations are solvent winding-up procedures. They are included in this report’s appointment totals but should not be described as insolvent business failures.

Why does the lender table have a different scope?

The lender matrix is not adjusted for group appointments and includes Official Receiver entries. Its 791 total represents lender–appointment associations, not unique cases or lender losses.

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